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13894 S Bangerter Pkwy #250
Draper, UT 84020

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United Insurance Services, Inc. Blog

Understanding the Different Types of Auto Insurance Coverage

If you’re planning to buy a car in the Bluffdale, UT, area, you need the right insurance. Understanding the different forms of coverage is an essential step in getting the right insurance. There are several important types of insurance that you need to understand when looking for support.

Collision and Comprehensive Coverage

When you’re looking for an insurance plan for your vehicle, you need to consider both collision and comprehensive insurance. If you have an expensive car to purchase and maintain, you need to protect your investment. With a collision and comprehensive insurance plan, you’ll get coverage if your vehicle is damaged in an accident or you incur another type of loss, such as theft or vandalism.

Liability Coverage

You also need to consider your auto insurance liability needs. Anyone who drives a car in Utah needs to have liability insurance. This helps to ensure you are able to cover damages that you may cause in an accident. It’s also required by state law.

Ancillary Coverage Options

Additional forms of coverage are also worth considering. Some helpful ancillary forms of coverage can include roadside assistance, reimbursement for rental cars, gap insurance, or new vehicle insurance replacement. These options come with an added cost but could be very helpful depending on your situation.

In the Bluffdale, UT area, having auto coverage continues to be necessary. If you’re considering a new plan here, calling us at United Insurance Services Inc would be very smart. Our team at United Insurance Services Inc. understands how important this insurance is, and they will provide the help you need to understand the different types of auto insurance coverage.