Natural disasters can affect not only your home or apartment and its contents but also your auto. That’s why United Insurance Services Inc., which serves Bluffdale, UT, wants you to know that natural disasters threaten your auto. We also want you to know that collision insurance doesn’t cover vehicles damaged or totaled by natural catastrophes. In addition, it’s not uncommon for homeowner’s policies in Utah not to cover natural disasters. Instead, you need comprehensive or flood insurance to protect your auto in a catastrophe.
Natural Disasters May Impact Your Vehicle
Any of several natural disasters can affect car owners. High winds and hail are two. Tornadoes, earthquakes, and wildfires are others, and there are more. You need a comprehensive insurance policy to protect yourself from some of the auto repair expenses that may be incurred in a natural disaster.
Consider Utah Flood Insurance
Some natural disasters are unusual. In 1983, the Thistle Landslide destroyed the town of Thistle, UT, due to heavy rain and melting snow. The water destroyed virtually everything that was left in the town. If that disaster happened now, losses would total at least $200 million in today’s dollars.
Flooding from a river, melting snow, or heavy rain can damage your vehicle. To get some monetary relief towards the cost of the repair or replacement of your auto in these situations, you need flood insurance.
Bad things sometimes happen. Having a catastrophe policy to protect your car in a natural disaster gives you peace of mind. In serving Bluffdale, UT, we at United Insurance Services Inc. can help you. We’re locally owned and operated and dedicated to serving you. Contact us today.